Umbrella Liability Coverage

How much umbrella coverage is enough?

The value of land, grain, steel and farm equipment has increased at a rapid pace in the last few years.  This increases the assets you have on the farm and in the event of a large accident, you could see lawsuits filed by folks who only see you as an asset target.  The purpose of an umbrella policy is to have enough liability coverage over you and your operation, so you aren't forced to give up the actual assets that you need to stay in business.  The umbrella policy covers a lawsuit whether it's connected to an auto, farm or work comp loss.

If you have questions about umbrella coverage or would like a quote, e-mail ws-multilineinsurance@waterstreet.org or call us at309-680-1200 .