I woke up this morning to the sound of hail on the roof. First the stones were few and far between, and then they came fast with the pouring rain. Does it make your heart race when you hear that sound? Consider Crop Hail Insurance. It not only covers your crops against hail damage, but also provides coverage against fire, lightning, vandalism, malicious mischief, grain damage in transit or in storage and fire department charges. You can add endorsements for wind storms, green snap and extra harvest expense.